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Pay Per Activity Terms

These Pay Per Activity Terms (“Terms”), together with the terms set forth on any Insertion Order, Sales Agreement, or Contract that contains a reference to these Terms (“IO”), constitute a legally binding and enforceable services agreement (the “Agreement”) by and between the Contractor and R Marketing, LLC DBA home improvement guide (“R”) as identified on the IO. These Terms shall be deemed incorporated by reference into the IO; provided, however, that if any provision of the IO conflicts with any provision of these Terms, the provision of the IO shall prevail to the extent of the conflict. For purposes of the Agreement, Contractor and Marketing shall be individually referred to as a “Party” or collectively referred to as the “Parties.” Contractor and Marketing hereby acknowledge and agree as follows:

  1. Services. Contractor agrees to accept and pay for, and Marketing agrees to provide, the Services identified and set forth in the Agreement. In connection with the Services, Marketing shall undertake marketing campaigns on behalf of Contractor (each a “Campaign”) whereby Marketing and/or Marketing’s third-party publishing partners (“Publishers”) will distribute Contractor’s proprietary advertising materials including, without limitation, banners, buttons, text-links, clicks, co-registrations, pop-ups, pop-unders, e-mails, graphic files and similar online media (collectively, “Contractor Creative”) and/or, where applicable and permitted in the applicable IO, Marketing Creative (as defined below). In connection with the Campaigns, Marketing and/or its Publishers shall generate sales, leads, applications, registrations, installations or other consumer actions, as further defined in the IO (collectively, “Leads”) and/or live telephone calls and/or transfers (collectively, “Calls,” and together with the Leads, “Actions”).

 

  1. Creative. Marketing and/or its Publishers shall assist in the development of Creative. The Parties understand and agree that, as between Marketing and Contractor, Marketing is the sole owner and/or licensee of any and all intellectual property rights associated with the Marketing Creative. Notwithstanding the foregoing, Marketing and/or the applicable Publisher(s) shall have sole discretion with respect to the creation of the “subject” and “from” lines used in their e-mailing of any Creative. Marketing reserves the right, in its sole discretion and without liability, to: (a) change any of its Creative specifications at any time; and (b) reject, omit, exclude or terminate any Creative for any reason at any time, with e-mail notice to the Contractor, whether or not such Creative was previously acknowledged, accepted or published by Marketing. Such reasons for rejection, omission or exclusion of Creative include, but are not limited to, where Marketing deems, in its sole discretion, that the Creative, including the applicable products and/or services promoted by such Creative (“Contractor Products”), and any website linked to from such Creative, is/are in violation of any applicable law, rule, regulation or other judicial or administrative order or where the content thereof may tend to bring disparagement, ridicule or scorn upon Marketing and/or any Publisher.
  2. Placement. The applicable IO may set forth the particular place(s) where Creative may appear and/or be distributed. Contractor agrees that in a case where no points of placement or distributions are set forth in the applicable IO, the Creative may appear at any point of placement and/or distribution that Marketing and/or the applicable Publisher(s) may determine, in their respective sole discretion.
  3. TCPA Compliance. Where Contractor intends to conduct any telemarketing in connection with the Leads generated hereunder, either: (a) the Parties must indicate that the subject Leads will be “TCPA Compliant” Leads as set forth in the IO; or (b) Contractor shall ensure that any and all Contractor Creative contains the requisite disclosures, language and calls to action necessary to obtain each applicable Lead’s “prior express written consent” to receive commercial telephone calls (including robocalls, pre-recorded calls, text messages and/or autodialed calls to mobile telephone numbers) and other marketing communications from Contractor. For purposes of the Agreement, the term “prior express written consent” shall have the same meaning set forth in the Telephone Consumer Protection Act (47 USC § 227), and its implementing regulations adopted by the Federal Communications Commission (47 CFR § 64.1200), as amended from time-to-time (the “TCPA”). Contractor further represents and warrants that it will comply with all record keeping requirements, call hour restrictions, disconnect requirements, prohibitions against contacting facilities and telephonic devices of certain classifications (e.g. mobile and telefax numbers), caller identification, live operator requirements and any and all other provisions of the TCPA and other applicable state and federal laws.
  4. Payments. The rates for Actions shall be set forth in the applicable IO(s). Marketing will invoice the Contractor daily, weekly, or monthly. Unless otherwise set forth in the applicable IO, payment will be due to Marketing within fifteen (15) days of the date appearing on each invoice. If payment is not made in a timely manner, Marketing may, at its option, immediately terminate the Agreement and/or any applicable IO. Interest will accrue on any past due amounts at the rate equal to the lesser of one and one-half percent (1.5%) per month or the maximum amount permitted by law. In addition, Contractor shall be liable to Marketing for all attorneys’ fees and other costs of collection incurred in collecting such unpaid amounts. Contractor agrees and acknowledges that it shall be fully responsible for any and all taxes, whether state or local, and related fees, costs and penalties incurred by Marketing pursuant to Chapter 57 of the Laws of 2008 amending the Minnesota State Tax Law.
  5. Valid Actions/Unaccepted Leads. Marketing shall only bill Contractor for valid Actions delivered by Marketing and/or Marketing’s Publishers to Contractor (“Valid Actions”); provided, however, that, where the applicable Action is a Lead, no prospective Lead shall be considered a Valid Action where: (a) Contractor rejects the Lead within four (4) days of its receipt thereof; and/or (b) Marketing determines, in its sole and reasonable discretion, that such Lead is not a Valid Lead. For purposes of the Agreement, a “Valid Lead” means an individual person that: (i) is not a computer-generated user, such as a robot, spider, computer script or other automated, artificial or fraudulent method designed to appear like an individual, real live person; and (ii) has submitted information that meets all of Contractor’s criteria/required data fields, as set forth in the applicable IO. Any and all Leads that are not considered Valid Actions shall be deemed “Unaccepted Leads.” The Unaccepted Leads shall be deemed the sole and exclusive property and Confidential Information (as defined below) of Marketing and Contractor shall have no rights in or to such Leads (including the data contained therein). Without limiting the generality of the confidentiality obligations set forth herein, Contractor agrees that it: (A) will not transfer, export, display, forward or otherwise share information contained in the Unaccepted Leads to/with any third-party; (B) will not use the information contained in the Unaccepted Leads on its own behalf in any manner not expressly authorized by Marketing

; (C) will not use the information contained in the Unaccepted Leads to create any interactive on-line, CD-ROM or other derivative product; (D) will not publicly display the information contained in the Unaccepted Leads on the Internet; and (E) will notify Marketing as soon as it learns of any actual or suspected unauthorized use of or access to the information contained in the Unaccepted Leads and provide reasonable assistance to Marketing in the investigation and prosecution of any such unauthorized use or disclosure. Where the applicable Action is a Call, no prospective Call shall be considered a Valid Call where Marketing determines, in its sole and reasonable discretion, that such Call is not a Valid Call. For purposes of the Agreement, a “Valid Call” shall mean a Call that is not either a Duplicate Call or Fraudulent Call (as those terms are defined below). For purposes of the Agreement, a “Duplicate Call” means a Call from the same consumer or business within the time period identified in the IO, whether or not the call came through the same caller ID. For purposes of the Agreement, a “Fraudulent Call” means a Call submitted by Marketing to Contractor that is the product of incentivized marketing, fraud or manipulation of information on the part of Marketing or any of its Publishers.

  1. Term/Termination. The Agreement shall commence on the Effective Date and continue until terminated as permitted herein. Either Party may terminate the Agreement and/or any IO at any time, upon two (2) business days’ prior written notice. Either Party may terminate the Agreement and/or any IO upon twenty-four (24) hours’ prior written notice, where the other Party materially breaches the Agreement. Upon termination or expiration of the Agreement for any reason: (a) any and all licenses and rights granted to either Party in connection with the Agreement shall immediately cease and terminate; and (b) any and all Confidential Information or proprietary information of either Party that is in the other Party’s possession or control must be immediately returned or destroyed. Notwithstanding any termination of the Agreement, any provisions of the Agreement that may reasonably be expected to survive termination of the Agreement, shall survive and remain in effect in accordance with their terms.
  2. Disclaimer of Warranties. THE SERVICES, Marketing CREATIVE, ACTIONS AND ACTION TRACKING CODES PROVIDED BY Marketing UNDER THE AGREEMENT AND/OR ANY APPLICABLE IO(S) ARE SUPPLIED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT OF THE LAW, Marketing MAKES NO WARRANTIES (INCLUDING IMPLIED WARRANTIES OF PURPOSE AND NON-INFRINGEMENT), GUARANTEES, REPRESENTATIONS, EXPRESS, IMPLIED, ORAL OR OTHERWISE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, Marketing DOES NOT WARRANT OR GUARANTY ACTIONS, CONVERSION RATES AND/OR RESPONSE RATES. THE SERVICES, Marketing CREATIVE, ACTIONS AND/OR ACTION TRACKING CODES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. Marketing HAS NO LIABILITY, WHATSOEVER, TO CONTRACTOR OR ANY THIRD-PARTY, FOR ANY OTHER PARTY’S SECURITY METHODS AND PRIVACY PROTECTION PROCEDURES AND Marketing DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS AND IMPLIED, THAT ANY OTHER PARTY’S SECURITY METHODS AND PRIVACY PROTECTION PROCEDURES WILL BE UNINTERRUPTED OR ERROR-FREE. Marketing HAS NO LIABILITY FOR CCONTRACTOR’S USE OF, OR INABILITY TO USE, THE APPLICABLE ACTIONS AND Marketing DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS AND/OR IMPLIED, THAT CONTRACTOR’S USE OF THE SERVICES, Marketing CREATIVE AND/OR ACTIONS WILL BE UNINTERRUPTED OR ERROR-FREE. Marketing MAKES NO GUARANTEES, AND ACCEPTS NO RESULTING LIABILITY, FOR FAILURE TO MEET SCHEDULED DELIVERY DATES.
  3. Limitation of Liability. IN NO EVENT SHALL Marketing BE RESPONSIBLE FOR ANY CONSEQUENTIAL, SPECIAL, PUNITIVE OR OTHER INDIRECT DAMAGES INCLUDING, WITHOUT LIMITATION, LOST REVENUE OR PROFITS, EVEN IF Marketing HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Marketing WILL NOT BE LIABLE, OR CONSIDERED IN BREACH OF THE AGREEMENT, ON ACCOUNT OF A DELAY OR FAILURE TO PERFORM UNDER THE AGREEMENT AND/OR ANY IO AS A RESULT OF CAUSES OR CONDITIONS THAT ARE BEYOND Marketing’S CONTROL. NOTWITHSTANDING ANYTHING CONTAINED HEREIN TO THE CONTRARY, Marketing’S LIABILITY UNDER ANY CAUSE OF ACTION SHALL BE LIMITED TO THE AMOUNTS PAID TO Marketing BY Contractor PURSUANT TO THE AGREEMENT. TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT SHALL Marketing BE RESPONSIBLE OR LIABLE FOR THE ACTS AND/OR OMISSIONS OF ANY PUBLISHER UNDER ANY CIRCUMSTANCES.
  4. Representation and Warranties.

Each Party represents and warrants to the other Party that: (a) it has the full corporate right, power and authority to enter into the Agreement, to grant the licenses granted hereunder and to perform the acts required of it hereunder; (b) the execution of the Agreement by it and the performance of its obligations and duties hereunder, do not and will not violate any agreement to which it is a Party or by which it is otherwise bound; (c) when executed and delivered, the Agreement will constitute the legal, valid and binding obligation of each Party, enforceable against each Party in accordance with its terms; and (d) in the performance of its obligations hereunder, it will comply with all applicable foreign, federal, state or local laws, rules, regulations and ordinances including, without limitation, the GDPR, Gramm-Leach Bliley Act, the Fair Credit Reporting Act, the Federal Trade Commission Act, CAN-SPAM, the TCPA, the Amended Telemarketing Sale Rule, 16 CFR 310 et seq. (“ATSR”), the Fair Debt Collection Practices Act, the Federal Communications Act, and all rules and regulations promulgated under any of the foregoing, as well as all applicable state laws including, without limitation, the California Financial Privacy Act and the Vermont Consumer Protection Act, and all rules and regulations promulgated under such state laws (collectively, “Applicable Law”). Contractor further represents and warrants that: (i) it has the power and authority to enter into and perform its obligations under the Agreement; (ii) at all times, the Creative, the Contractor Products, any Contractor website linked to from the Creative and Contractor’s marketing activities will: (A) comply with all Applicable Law; and (B) not violate any applicable rights of any third-party including, but not limited to, infringement or misappropriation of any copyright, patent, trademark, trade secret or other proprietary, property or other intellectual property right; (iii) it owns and/or has any and all rights to permit the use by Marketing of the Contractor Creative and, where approved, Marketing Creative; (iv) Contractor has a reasonable basis for any and all claims made within the Creative and possesses appropriate documentation to substantiate such claims; (v) for Leads, the Creative and/or the landing page associated with each piece of Creative where an Action is completed (for example, Contractor’s website page where an end-user is directed when such end-user clicks on the Creative, fills in a registration form or takes a similar action in connection with the Creative) contains a prominent link to Contractor’s privacy policy, which policy provides, at a minimum, adequate notice, disclosure and choices to end users regarding Contractor’s use, collection and disclosure of their personal information; (vi) Contractor shall fulfill all commitments made in the Creative; (vii) no Creative is targeted to end-users under the age of eighteen (18); (viii) Contractor is not, nor is Contractor acting on behalf of any person or entity that is, prohibited from engaging in transactions with U.S. citizens, nationals or entities under applicable U.S. law and regulation including, but not limited to, regulations issued by the U.S. Office of Foreign Assets Control (“OFAC”); and (ix) Contractor is not, nor is Contractor acting on behalf of any person or entity that is, a Specially Designated National (“SDN”), as OFAC may so designate from time to time.

  1. Indemnification. Contractor shall irrevocably defend, indemnify and hold Marketing, its employees, officers, directors, members, managers, shareholders, contractors and agents harmless from and against any and all liability, loss, damage or expense (including, without limitation, reasonable attorneys’ fees, costs and expenses) arising out of or related to any allegation, claim or cause of action, involving: (a) Contractor’s violation of any Applicable Law, breach of the Agreement or breach of any representation or warranty contained therein; (b) the Creative, Contractor Products and/or Contractor websites; (c) any improper or unauthorized use of the Actions; and/or (d) any claim that Marketing is obligated to pay any taxes in connection with Contractor’s participation hereunder. Marketing shall irrevocably defend, indemnify and hold Contractor, its employees, officers, directors, members, managers, shareholders, contractors and agents harmless from and against any and all liability, loss, damage or expense (including, without limitation, reasonable attorneys’ fees, costs and expenses) arising out of or related to any allegation, claim or cause of action, involving Marketing’s violation of any Applicable Law, breach of the Agreement or breach of any representation or warranty contained therein.
  2. Confidentiality. For purposes of the Agreement, “Confidential Information” shall mean all data and information, of a confidential nature or otherwise, disclosed during the term of the Agreement by one Party (“Disclosing Party”) to the other Party (“Receiving Party”), as well as information that the Receiving Party knows or should know that the Disclosing Party regards as confidential including, but not limited to: (a) a Party’s business plans, strategies, know-how, marketing plans, suppliers, sources of materials, finances, business relationships, personally identifiable end-user information, pricing, technology, trade secrets and other non-public or proprietary information whether written, oral, recorded on tapes or in any other media or format; (b) the material terms of the Agreement and/or any associated IOs; (c) with respect to Marketing, the Unaccepted Leads and suppression lists; and (d) any information marked or designated by the Disclosing Party as confidential. The Receiving Party agrees to hold all Confidential Information in trust and confidence and, except as may be authorized by the Disclosing Party in writing, shall not use such Confidential Information for any purpose other than as expressly set forth in the Agreement or disclose any Confidential Information to any person, company or entity, except to those of its employees and professional advisers: (i) who need to know such information in order for the Receiving Party to perform its obligations hereunder; and (ii) who have entered into a confidentiality agreement with the Receiving Party with terms at least as restrictive as those set forth herein. Confidential information shall not include any information that the Receiving Party can verify with substantial proof that: (A) is generally available to or known to the public through no wrongful act of the Receiving Party; (B) was independently developed by the Receiving Party without the use of Confidential Information; or (C) was disclosed to the Receiving Party by a third-party legally in possession of such Confidential Information and under no obligation of confidentiality to the Disclosing Party. The Receiving Party agrees that monetary damages for breach of confidentiality may not be adequate and that the Disclosing Party shall be further entitled to injunctive relief, without the requirement to post bond.
  3. Audit. Contractor agrees that, at all times during the term of the Agreement, and for a period of six (6) months thereafter (the “Audit Period”), it shall maintain accurate books and records relating to Contractor’s use of the Actions as authorized and contemplated hereunder, as well as Contractor’s compliance with Applicable Law and the terms of the Agreement (collectively, the “Audit Items”). Contractor agrees that Marketing, or any designee of Marketing that is legally bound to obligations of confidentiality and non-disc

losure, may conduct, or cause to be conducted, an audit of the Audit Items at any time and from time-to-time during the Audit Period upon ten (10) days’ prior written notice to Contractor. Contractor shall provide all reasonable assistance to Marketing in connection with the audit, including, without limitation, reasonable access to the premises where the Audit Items are maintained, as well as the opportunity to interview and/or depose Contractor’s employees and contractors involved in Contractor’s use of the Actions. Marketing shall bear all costs associated with any audit; provided, however, that if the audit reveals that Contractor has underpaid Marketing, Contractor shall promptly remit the underpaid amount plus interest at the lesser of one and one-half percent (1.5%) per month or the maximum amount permitted by law. In the event of a breach of the Agreement or any applicable IO, Contractor shall pay for all costs and expenses, including attorneys’ fees and costs, incurred by Marketing in connection with the enforcement of its rights under the Agreement and/or any applicable IO(s).

  1. Miscellaneous. The Agreement and any IO may be executed in one or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument. The Agreement and any IO shall be binding upon, and inure to the benefit of, the Parties hereto and their respective successors and assigns. The Agreement may not be assigned by either Party without the prior written consent of the other Party, except that Marketing may assign the Agreement and/or any IO without such consent in connection with a merger, consolidation, reorganization, sale of all or substantially all of its assets, or similar transaction. Any attempted assignment in violation of this provision shall be null and void. All notices, requests, demands, and other communications required or permitted under the Agreement shall be in writing and shall be deemed to have been duly given upon receipt, if personally delivered or sent by overnight courier service, or five (5) days after the date of mailing if mailed by registered or certified mail, postage prepaid, return receipt requested, addressed as set forth in the IO, or to such other address as may be designated by either Party in writing in accordance with this provision. The Agreement shall be governed by and construed in accordance with the laws of the State of New York, without giving effect to its conflicts of laws principles. Any dispute, controversy or claim arising out of or relating to the Agreement or the breach, termination or invalidity thereof that cannot be resolved amicably between the Parties shall be submitted to arbitration in New York, New York in accordance with the rules and procedures of the American Arbitration Association then in effect. Judgment upon any arbitration award may be entered in any court of competent jurisdiction. Nothing in this provision shall limit the Parties’ right to obtain equitable relief, including injunctive relief, in any court of competent jurisdiction in order to enforce the Agreement. The Agreement, including any IO, constitutes the entire understanding and agreement between the Parties with respect to the subject matter hereof and supersedes all prior and contemporaneous agreements or understandings, inducements or conditions, express or implied, written or oral, between the Parties hereto. No modification, amendment or waiver of any provision of the Agreement shall be effective unless in writing and signed by both Parties. No failure or delay by either Party in exercising any right, power or privilege hereunder shall operate as a waiver thereof, nor shall any single or partial exercise thereof preclude any other or further exercise thereof or the exercise of any other right, power or privilege hereunder. In the event that any provision of the Agreement shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby. The headings herein are for convenience only and shall not affect the interpretation of the Agreement.

 

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Your Privacy Rights
ushomegrants.homes (“home improvement guide” “we,” or “our”) respects the privacy of our users. This Privacy Policy is intended to describe for you the information we collect, how we may use that information, with whom we may share that information, and your choices about such uses and disclosures. We encourage you to read this Privacy Policy carefully when using our website or services or transacting business with us. By using our website, you are accepting the practices described in this Privacy Policy. If you have any questions about our privacy practices, please refer to the end of this Privacy Policy for information on how to contact us.

Information We Collect About You
We may collect personal information that can identify you such as your name and email address. When you provide personal information through our website, the information may be sent to servers located in the United States and other countries.

Information you provide: We may collect and store any personal information you enter on our website, such as your name, address, email address, telephone number, credit card information, and other personally identifiable information. When you join home improvement guide by requesting a free quote, you are opting in to receive emails from us or about home improvement guide, other brands, one of our affiliates, or one of our 3rd party marketing partners. You can opt-out of notifications by replying to emails you’ve received, using the unsubscribe link in the email, or contacting us via email at unsubscribe@ushomegrants.homes. Note: you cannot opt out of receiving certain administrative or legal notices from us.
Information from other sources: We may also obtain both personal and non-personal information about you from business partners, contractors and other third parties, such as updated delivery and address information, purchase history, and demographic information.
Use of Cookies and Other Technologies to Collect Information
We use various technologies, such as cookies and web beacons, to collect information from your computer and about your activities on our site. This information includes your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from us, and the referring website address. We may allow third-parties, including our authorized service providers, advertising companies, and ad networks to display advertisements on our site. These companies may use cookies to collect information about users who view or interact with their advertisements. Our website does not provide any personal information to these third parties.

How We Use the Information We Collect
We may use information that we collect about you to:

Deliver the products and services that you have requested;
Manage your account and provide you with customer support;
Perform research and analysis about your use of, or interest in, our products, services, or content;
Communicate with you by email, postal mail, telephone and/or mobile devices or send newsletters, promotional offers, sweepstakes, customer feedback surveys, and other relevant legal notifications about products or services that may be of interest to you either from us, our affiliates, our partners or third parties;
Communicate with you via phone or email with regard to partially completed service requests;
Develop and display content and advertising tailored to your interests on our site and other sites;
Perform background screening, which may include the use of third parties or service professionals;
Enforce our terms and conditions as stated in our Terms of Use;
Manage our business; or
Perform functions as otherwise described to you at the time of collection.
The above excludes text messaging originator opt-in data and consent; this information will not be shared or sold to any third parties.
Financial Information for Service Professionals
For service professionals, we may use financial or payment method information to process payment for any purchases made on our website, enroll you in the discount, rebate, and other programs in which you elect to participate, to pre-qualify you for credit card and other offers that you might find of interest, to pre-qualify you to participate in our contractor network, to protect against or identify possible fraudulent transactions, and otherwise as needed to manage our business.

With Whom We Share Your information
We want you to understand when and with whom we may share personal or other information we have collected about you or your activities on our web site or while using our services. We do not share your personal information with others except as indicated below or when we inform you and give you an opportunity to opt out of having your personal information shared. We may share personal information with:

Authorized service providers: We may share your personal information with our authorized service providers that perform certain services on our behalf. These services may include fulfilling orders, processing credit card payments, delivering packages, providing customer service and marketing assistance, performing business and sales analysis, supporting our website functionality, and supporting contests, sweepstakes, surveys and other features offered through ushomegrants.homes or performing background checks of service professionals. These service providers may have access to personal information needed to perform their functions but are not permitted to share or use such information for any other purposes.
Marketing affiliates: When you are referred to us via a third party marketing affiliate, we may share your email address, and other information that you provide, to such marketing affiliate.
Service professionals: We match your information and service request against our list of service professionals. When you submit a service request through our website, you consent to our providing your personal information and request to the service professionals we match with your request. Sharing this information with service professionals allows them to contact you using the email address or other contact information you provided. In addition, we have other approved contractual partners that fulfill service requests, or that utilize their own service professionals to supplement our network, and we share your information with them, subject to contractual confidentiality restrictions, in order to attempt to provide the services requested. If you use our services pursuant to a membership with one of our partners, we may share your service request activity information with such partner. We may also release information to collection and/or credit agencies for past due service professional accounts.
Business partners: When you make purchases, reservations or engage in promotions offered through ushomegrants.homes or our services, we may share personal information with the businesses with which we partner to offer you those products, services, promotions, contests and/or sweepstakes. When you elect to engage in a particular merchant’s offer or program, you authorize us to provide your email address and other contact information to that merchant.
Direct mail partners: From time to time we may share our postal mailing list with selected providers of goods and services that may be of interest to you.
Other Situations: We also may disclose your information:
In response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us.
When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce ushomegrants.homes terms and conditions or other agreements or policies.
In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.
Aggregated and Non-Personal Information
We may share aggregated and non-personal information we collect under

any of the above circumstances. We may also share it with third parties and affiliated companies to develop and deliver targeted advertising on our websites and on websites of third parties. We may combine non-personal information we collect with additional non-personal information collected from other sources. We also may share aggregated information with third parties, including advisors, advertisers and investors.

How You Can Access Your Information
If you have an online consumer account with us, you can access and review your personal information by logging into your account. You can also review and update your personal information by contacting us. You can also choose to have your account disabled by contacting support@ushomegrants.homes. After you deactivate your account, you will not be able to sign in to our website or access any of your personal information. If you deactivate your account, we may still retain certain information associated with your account for analytical purposes and recordkeeping integrity, as well as to prevent fraud, collect any fees owed, enforce our Terms of Use, take actions we deem necessary to protect the integrity of our web site or our users, or take other actions otherwise permitted by law.

Your Choices About Collection and Use of Your Information
At any time, you can choose to no longer receive commercial marketing or promotional emails or newsletters from us by accessing your user account and opting out. You also will be given the opportunity, in any marketing email that we send to you, to opt out of receiving such messages in the future, or by replying to any of these emails. Be sure you include your name and email address. It may take up to 10 days for us to process an opt-out request. We may send you other types of transactional and relationship email communications, such as service announcements, administrative notices, and surveys, without offering you the opportunity to opt out of receiving them. If you prefer not to have us share your email address & other information with selected providers of goods and services that may be of interest to you, you can notify us at any time by emailing us at support@ushomegrants.homes .

Exclusion of Opt-In Data and Consent
The above excludes text messaging originator opt-in data and consent; this information will not be shared with any third parties.

How We Protect Your Personal Information
We take appropriate security measures (including physical, electronic and procedural measures) to help safeguard your personal information from unauthorized access and disclosure. For example, only authorized employees are permitted to access personal information, and they may do so only for permitted business functions. We want you to feel confident using our website to transact business. However, no system can be completely secure. Therefore, although we take steps to secure your information, we do not promise, and you should not expect, that your personal information, searches, or other communications will always remain secure. Please refer to the Federal Trade Commission’s website at http://www.ftc.gov/bcp/menus/consumer/data.shtm for information about how to protect yourself against identity theft.

Blogs, Bulletin Boards, Chat Rooms and Other Social Media Sites
We may provide areas on our websites where you can post information about yourself and others and communicate with others, as well as post comments (e.g. pictures, videos, audio files, etc.). Such postings are governed by our Terms of Use. In addition, such postings may appear on other social media websites or when searches are executed on the subject of your posting. Please note that whenever you voluntarily disclose personal information on public web pages, that information will be available to the public.

Children’s Privacy
Our website is a general audience site, and we do not knowingly collect personal information from children under the age of 13. If you become aware that a child has provided us with personal information without parental consent, please contact us at support@ushomegrants.homes and we will take steps to remove such information and terminate the child’s account.

Visiting Our Websites from Outside the United States
This Privacy Policy is intended to cover collection of information on our website from residents of the United States. If you are visiting our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated.

No Rights of Third Parties
This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of the website.

Changes to this Privacy Policy
We will occasionally update this Privacy Policy to reflect changes in our practices and services. When we post changes to this Privacy Policy, we will revise the “last updated” date at the top of this Privacy Policy. If we make any material changes in the way we collect, use, or share your personal information, we will notify you by sending an email to the email address you most recently provided us in your account, profile or registration (unless we do not have such an email address), or by prominently posting notice of the changes on our website. We recommend that you check our website from time to time to inform yourself of any changes in this Privacy Policy or any of our other policies.

How to Contact Us
If you have any questions about this Privacy Policy or if you would like to request information about our disclosure of personal information to third parties for their direct marketing purposes, please contact us by email or postal mail as follows: Privacy Policy Inquiry, *DETAILS_MISSING* or email us at support@ushomegrants.homes.

Your California Privacy Rights
If you are a resident of California, in addition to the rights set forth above, you have the right to request information from us regarding the manner in which we share certain categories of personal information with third parties. California law gives you the right to send us a request at a designated address to receive the following information:

the categories of information we disclosed to third parties for their direct marketing purposes during the preceding calendar year;
the names and addresses of the third parties that received that information; and
if the nature of the third party’s business cannot be determined from their name, examples of the products or services marketed.
We may provide this information in a standardized format that is not specific to you. The designated email address for these requests is support@ushomegrants.homes .

Do Not Call Policy
home improvement guide takes its responsibilities about customer information and customer service very seriously. In support of this commitment, home improvement guide has adopted the following Do Not Call Policy.

No employee or agent of home improvement guide shall engage in telemarketing practices that violate the terms of the Telephone Consumer Protection Act of 1991, the FTC Telephone Sales Rule, or state law or regulation.
home improvement guide maintains a record of the name and telephone number for consumers who do not wish to be called. If you don’t want to receive sales calls from home improvement guide, just ask us to place your name on our Do Not Call List. We will note your request immediately, and will remove your information from active lists within 30 days.

You can make your request in writing by mailing us at *DETAILS_MISSING* or by phone by calling *DETAILS_MISSING*. When you make a request you must include your name, address and telephone number(s) you want to be included on our list. If your information changes, please notify us of the new name, address, and telephone number(s) in order to remain on our Do Not Call List. If you would like us to remove you from our Do Not Call List in order to receive our telephone solicitations, notify us by contacting us at the above address or telephone number.

All Contractor App

ointments personnel involved with telemarketing and/or telephone solicitation for home improvement guide are trained, informed, and directed to comply with home improvement guide Do Not Call Policy.

Upon request, home improvement guide will provide its Do Not Call policy. The policy is also available online at the following web address:

https://ushomegrants.homes/terms

Thank you for your interest in our Privacy and Do Not Call Policies.

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